The student loan is intended for students in higher education, whether they are French or nationals of the European Union, and who are under 28 years old. As for non-French students, they must justify at least five years of regular residence in France when taking out the loan.

It should be noted that students form a privileged target for many banking establishments. Thanks to a possible and subsequent domiciliation of bank accounts, but also thanks to the subscription of new, more complex financial products, the banks have the possibility of making profitable a student loan at zero interest, for example, which is exclusively offered to university students and which is often doubled with an amount of €1,000.

I was used to online credit services but I applied to GCI Kredit at the suggestion of a friend and I am satisfied.

Note that with GCI Kredit, you can take out your loan 100% online, from the simulation of your personal loan, to its electronic signature. It's quick and easy. .

4 Comments

  1. Marco Feliciano
    Customer| San Méndez

    Thank you GCI Kredit team. I signed up for my training. So I see a more secure future

  2. Beatriz Montoya
    Client | Las Alva

    I have peace of mind now that my children are progressing thanks to student credit. I could pay my installments even after their studies.

  3. Sra. Ana Briones Tercero
    Client | Os Oliver del Pozo

    Please inform me: I am looking to finance my studies. What is the procedure and what are the conditions. How much can I borrow and at what rate?

    • Ana Garibay
      Admin | GCI Kredit

      Depending on the banks, you can borrow up to €50,000. Regarding the interest rates, these are variable because they are set freely by the banks.
      Depending on the bank, the items required may vary but, in principle, here are the ones you will need to present most often:

      • An identity document.
      • your latest account statements if you have an account at another bank.
      • Proof of proof that you are indeed a student.
      • Proof of address.

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