Personal Loan

GCI Kredit's personal credit for the realization of your projects is a personal consumer loan. It allows you to have a sum ranging from €1,500 to €75,000 (depending on the project selected ) to finance your personal projects (Auto, Works, Leisure, etc.) Simple and with no down payment obligation, you choose the amount and duration of your loan that best suits your budget.

The transfer of the sum to your bank account is made within 48 hours of the final acceptance of your personal credit file, and at the earliest from the 8th day following the date of signature of your credit agreement. GCI Kredit's personal loan adapts to any type of project.

I am happy now that thanks to GCI Kredit I was able to renovate my new house. Thank you very much!

Note that with GCI Kredit, you can take out your loan 100% online, from simulating your personal loan to signing it electronically. It's quick and easy. .

4 Comments

  1. Rodrigo Meléndez
    Customer| Madrid

    Hello. I would like to apply for a loan to settle some personal concerns. I generally understand the personal loan, but I have a question: WHAT ARE THE CONDITIONS FOR ACCEPTING A PERSONAL LOAN?

    Reply
    • Ana Garibay
      Admin| GCI Kredit

      In order for your personal loan request to be accepted, your repayment capacity must be sufficient to meet the monthly payments chosen. It is also necessary that after subscription of your personal loan, your rate of debt is below an acceptable threshold, which is generally around 33% of your income.

      Reply
  2. Maria Escalante
    Client | Tijerina del Vallès

    My wife and I have already subscribed to this type of loan and I want to tell you that we are satisfied because it requires less formalities.

    Reply
  3. Antonio Centeno
    Customer | La Nevárez

    GCI Kredit offers several types of loans, including the personal loan which makes it possible to finance different projects: AUTO/MOTORCYCLE, WORK, LEISURE… You have the possibility of postponing a deadline (within the limit of two times per year)** The debit date is the 10th, 20th or 30th of the month, depending on your choice.

    Reply

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