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GCI Kredit's personal loan for your projects is a personal consumer loan. It allows you to access an amount ranging from €1,500 to €75,000,000 (depending on the project selected) to finance your personal projects (cars, renovations, leisure activities, etc.). Simple and with no down payment required, you choose the amount and term of your loan that best suits your budget. The amount will be transferred to your bank account within 48 hours of final acceptance of your personal loan application, and at the earliest from the eighth day following the date your loan agreement was signed. GCI Kredit's personal loan is suitable for any type of project.
I'm happy now that thanks to GCI Kredit I was able to renovate my new house. I thank them so much!
Please note that with GCI Kredit, you can apply for your loan 100% online, from simulating your personal loan to signing it electronically. It's quick and easy.
Rodrigo Meléndez
Customer| MadridHello. I'd like to apply for a loan to resolve some personal issues. I understand the general nature of personal loans, but I have a question: WHAT ARE THE CONDITIONS FOR ACCEPTING A PERSONAL LOAN?
Ana Garibay
Admin| GCI KreditFor your personal loan application to be accepted, your repayment capacity must be sufficient to meet the chosen monthly payments. It's also essential that after applying for your personal loan, your debt ratio be below an acceptable threshold. This is generally around 33% of your income.
Maria Escalante
Client | Tijerina del VallèsMy wife and I have already taken out this type of loan and I want to tell you that we are satisfied because it requires fewer formalities.
Antonio Centeno
Customer | La NevárezGCI Kredit offers several types of loans, including personal loans that can be used to finance various projects: CAR/MOTORCYCLE, RENOVATION, LEISURE, etc. You can defer a payment (up to twice per year)**. The payment date is the 10th, 20th, or 30th of the month, depending on your choice.