Loan application from €1,500 and up
All your information processed by our server is secure and is not redistributed to third parties. After an application, you will receive a pre-filled contract that you must return to us completed, dated, and signed, along with the requested supporting documents. GCI Kredit is committed to keeping you informed of the progress of your application.
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(*) As part of our online credit service, we offer a simulation to better understand how a credit application works. Let's imagine a client wishes to borrow €10,000 to finance a personal project. This loan is scheduled to be repaid over a period of 3 years, with a fixed annual interest rate of 3%.
(*) To calculate the monthly payments, we use the standard annuity formula. With a monthly interest rate of 0.25% (i.e., 3% divided by 12 months), the client will have to repay approximately €290.81 each month. Thus, over the entire term of the loan, the total amount to be repaid will be approximately €10,469.16, which includes the total cost of the loan of €469.16.
(*) This simulation allows you to visualize how the amount borrowed, the term of the loan, and the interest rate affect the monthly payments and the total cost of the loan. It provides essential transparency to help our clients make informed financial decisions.
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