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Trade credit is the credit a supplier grants to its customer to settle its receivables. Trade credit provides payment flexibility regularly requested by customers and is granted for commercial purposes to build customer loyalty or attract new customers. Professional credit is a loan reserved exclusively for professionals. It concerns the self-employed, artisans, traders, farmers, small businesses, self-employed entrepreneurs, and associations. Professional credit allows professionals to equip themselves, purchase or build premises, or finance the company's working capital needs and strengthen its equity.
Everything was very simple and quick - documents easy to understand and read - hassle-free handling via the internet and no waiting.
Please note that with GCI Kredit, you can apply for your loan 100% online, from simulating your personal loan to signing it electronically. It's quick and easy.
Miguel Angel Aguilar
Customer | As AlonsoI'm a trader in the agro-pastoral sector. I'd like financing for a product supply. Tell me how it works. Do I need a business plan? What documentation will I need when I submit my loan application?
Ana Garibay
Admin | Credit particularFor fully underwritten loans, you'll need all completed application forms, personal and business tax returns for the past three years, and an interim financial statement prepared since your last tax filing period. For start-up businesses, you'll need a business plan, projections, and the assumptions on which those projections are based. You won't need tax returns or financial statements. For credit loans, only an application is required.